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Max loan amount is $800 for first time loan customers. $2000 is the max loan amount available for returning customers. Not everyone that applies will qualify for the maximum loan amount.

Elk Lending, LLC is an economic arm and instrumentality of the Menominee Tribe of Wisconsin, a federally recognized Indian nation (the "Tribe") that adheres to federal consumer finance laws and operates within the boundaries of the Tribe's reservation. Elk Lending, LLC is chartered under and operates pursuant to all applicable tribal and federal law. Funds borrowed from Elk Lending, LLC are governed by the federal laws and the laws of the Tribe, not the law of the state where you reside. Nothing in this disclosure should be construed as a waiver of sovereign immunity, which is expressly reserved.

***Please note: This is an expensive form of borrowing. Elk Lending Installment loans are designed to assist you in meeting your short-term borrowing needs and are not intended to be a long term financial solution. Examples of emergency reasons why these loans might be used include, but are not limited to, unexpected emergencies, car repair bills, medical care, or essential travel expenses.

This is a term installment loan with approximate equal payments, but you have the right to prepay without penalty at any time.

You acknowledge that by completing and submitting your website application that you are applying for a Loan. We verify applicant information through national databases including, but not limited to, Clarity, Factor Trust, and Data X and we may pull your credit in order to determine your eligibility and ability to repay.

By submitting this form, you are giving your express written consent for Elk Lending to contact you regarding financial programs and services using your email, telephone or text – including the use of automated technology, for calls or texts to the number you provided on your application. This consent is not required to utilize our services. Click here to see our full Privacy Policy.

The Tribe does not allow access or accept applications for this service from residents of all locations, and the service may or may not be available at your location. The location from which the Tribe chooses to allow access to its jurisdiction may change from time to time without notice. If you choose to visit the Tribe's jurisdiction through the internet and access services offered and regulated under the Tribe's laws, you must consent to the Tribe's jurisdiction and agree that Tribal law governs such services. Availability of loans are subject to change at any time at the sole discretion of Elk Lending.

Loan applications fully verified and approved by 5_pm CT time will typically be funded as soon as the next business day. Business days are Monday-Fridays excluding banking holidays.